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郑州公积金新政：存量房首付比例下调至20%_我的网站

新闻今日谈

一 |

A man tries a sewing machine during an international industrial expo in Phnom Penh, Cambodia, Aug. 15, 2026. A wide variety of advanced Chinese tech and manufacturing firms showcased cutting-edge machinery, automation, and innovative production solutions at a major international industrial exhibition here in Cambodia's capital. (Photo by Sovannara/Xinhua)A wide variety of advanced Chinese tech and manufacturing firms showcased cutting-edge machinery, automation, and innovative production solutions at a major international industrial exhibition here in Cambodia's capital.
The four-day expo, which runs from Thursday to Sunday, features more than 200 local and international exhibitors.
A significant portion of these participants comprises Chinese companies across four core sectors: machinery and automation, textiles and garments, plastics and rubber, and printing and packaging.
Organized by Yorkers Trade & Marketing Service Co., Ltd. in collaboration with the Ministry of Industry, Science, Technology & Innovation, the expo provided a platform to showcase emerging industrial technologies, foster business connections and support the modernization of Cambodia's manufacturing sector.
According to official ministry data, Cambodia had 3,357 operational factories as of July 2026. These facilities employ over 1.35 million workers, more than 70 percent of whom are women.
Total factory investment in the kingdom reached approximately 28 billion U.S. dollars, a 29 percent increase compared to the same period in 2025. Additionally, industrial production during the first half of 2026 was valued at over 9.8 billion dollars, including roughly 7.3 billion dollars in goods manufactured for export.
Cambodian Minister of Industry, Science, Technology and Innovation Hem Vanndy urged Cambodian enterprises to embrace advanced technologies to boost productivity, improve quality, and sharpen their competitive edge.
"Artificial intelligence, production-line automation, robotics, digital technologies and smart manufacturing are increasingly determining the competitiveness of nations," he said during the expo's opening ceremony on Thursday.
"Cambodia cannot remain outside this transformation," Vanndy said. "We must embrace new technologies to increase productivity, reduce costs, improve product quality and strengthen the competitiveness of our enterprises."
Chim Vinly, the expo's organizing staff member, said the exhibition plays a vital role in introducing innovative manufacturing technologies to Cambodia's garment sector, as attendees can explore a diverse range of advanced machinery designed to elevate production standards.
"Most exhibitors represent the textile and garment industries, with the majority being local and Chinese companies," he told Xinhua on Saturday.
"These advanced manufacturing tools have boosted productivity and modernized local production chains. In particular, they make work faster and more efficient," he added.
Vinly said the annual event plays a vital role in further expanding bilateral trade between China and Cambodia.
"Chinese investment is crucial to boosting Cambodia's economic growth and generating job opportunities for the local workforce," he said.
Bo Seyma, a mechanic at Kosin Sewing Machine Co., Ltd., which supplies Cambodian factories with equipment from the Shanghai-based Shang Gong Group, said the expo is vital for showcasing cutting-edge machinery to the local garment industry.
He said the Kosin company is promoting sewing, embroidery, button, and backstitching machines, along with other equipment, to factories in Cambodia.
"These industrial machines are in high demand, with numerous factories placing purchase orders with our company," he told Xinhua on Saturday.
Seyma said these advanced machines are high-quality and built to last.
"These machines accelerate production efficiency while effortlessly meeting customer demands," he said.
Thong Mengdavid, deputy director at the China-ASEAN Studies Center of the Cambodia University of Technology and Science, said that Cambodia, a country heavily dependent on textiles and garments, has seen its cooperation with China evolve from providing raw materials like fabrics and finished consumer goods toward technological cross-pollination.
This allows local Cambodian plant managers and entrepreneurs to evaluate high-grade machinery directly, he added.
"Integrating China's technology, machinery, and tools into Cambodian factories will address several challenges in the local economy, such as enhancing output per hour, reducing material waste caused by human error, and fostering skill development among the workforce," Mengdavid said.
People look at sewing machines during an international industrial expo in Phnom Penh, Cambodia, Aug. 15, 2026. A wide variety of advanced Chinese tech and manufacturing firms showcased cutting-edge machinery, automation, and innovative production solutions at a major international industrial exhibition here in Cambodia's capital. (Photo by Sovannara/Xinhua)

People look at sewing machines during an international industrial expo in Phnom Penh, Cambodia, Aug. 15, 2026. A wide variety of advanced Chinese tech and manufacturing firms showcased cutting-edge machinery, automation, and innovative production solutions at a major international industrial exhibition here in Cambodia's capital. (Photo by Sovannara/Xinhua)
。　　郑州住房公积金管理中心网站消息，8月26日，《郑州住房公积金管理中心关于进一步优化住房公积金贷款政策的通知》发布，进一步优化住房公积金贷款政策。

二 | 此次调整重点聚焦存量住房交易与家庭购房支持，通过降低存量住房首付比例、支持代际互助贷款，有效降低缴存职工购房门槛，进一步支持缴存职工的刚性和改善性住房需求。　　《通知》提出，调整存量住房首付比例。缴存职工购买郑州市行政区域内存量住房，申请办理住房公积金贷款的，购房首付款的最低比例由30%调整为20%。　　《通知》还提出，支持家庭代际互助使用住房公积金贷款。在郑州市购买自住住房申请住房公积金贷款，借款人公积金可贷额度未达到家庭贷款最高限额的，其正常缴存住房公积金且符合公积金贷款条件的父母或子女，可作为共同借款人参与本次贷款申请。在额度核定上，主借款人与共同借款人的可贷额度实行分别计算、合并认定，合并后的家庭贷款总额不得超过公积金中心规定的最高限额，贷款期限按主借款人年龄核定，贷款比例按所购住房的相关政策统一执行。